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    <title>K.G.Kruger’s blog</title>
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    <updated>2008-07-16T18:09:45Z</updated> 
    <author>
        <name>K.G.Kruger</name>
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    <id>tag:vox.com,2006:6p00e398caa0c80003/</id>  
    
    <entry>
        <title>HOA Land America. &quot;The Bill of Rats.&quot;</title>   
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        <published>2008-07-13T06:58:38Z</published>
        <updated>2008-07-16T18:09:45Z</updated>
    
        <author>
            <name>K.G.Kruger</name>
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        <p><span style="FONT-SIZE: 0.8em">
<p><span style="FONT-SIZE: 1.56em"><span style="FONT-SIZE: 1.56em">In the grand social experiment that is HOA Land America there are only two classes, the Rulers and the ruled.</span></span></p>
<p><span style="FONT-SIZE: 1.56em"></span>&#160;</p>
<p><span style="FONT-SIZE: 1.56em"><span style="FONT-SIZE: 1.24em">Our rights(?) have been vigorously violated by the HOA Rulers under &quot;The Bill of Rats.&quot; &quot;The project was drafted by rats, to benefit rats, and the rats have taken over.&quot;</span></span></p></span></p>   <p style="clear:both;"> 
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        </content> 
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    <category term="hoas." scheme="http://kgkruger.vox.com/tags/hoas./" label="hoas." /> 
    </entry> 
    
    <entry>
        <title>EXPLOITATION OF HOME-OWERS BY THE HOA INDUSTRY</title>   
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        <published>2008-05-20T04:32:49Z</published>
        <updated>2008-05-21T03:07:56Z</updated>
    
        <author>
            <name>K.G.Kruger</name>
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        <p>HomeOwner Associations (HOAs) are all about control. First and foremost is the contro<strong>l </strong>over the mandatory HOA &quot;members&quot; of the mandatory HOA &quot;non-profit&quot; corporations. These &quot;members&quot; are the &quot;homeowners,&quot; (really home-owers) or &quot;titleholders.&quot; At the next level of control are the HOA management companies with their (in Florida) state licensed CAMs (community association managers.) In turn, the management companies have control over the lower level HOA Industry service providers contracted by HOA &quot;management&quot; possibly with many opportunities for &quot;perks&quot; for themselves and HOA board directors and officers. &quot;D and O&quot; insurance rates have &quot;gone through the roof,&quot; but that&#39;s O.K. because the &quot;homeowners&quot; must pay the insurance premiums under threats and penalties of lien and HOA foreclosure!</p>
<p>At the top of this pyramid of exploitation and control is the Community Association Institute (CAI) comprised of many CAI HOA lawyers that not only exert control over HOA boards and management companies, but over legislators as well. The HOA Industry must make sure that no laws are passed, and possibly enforced, that might free and protect the &quot;homeowners&quot; from exploitation. </p>
<p>Is there a pattern emerging here? Is this a hierarchy of power and control or what? We needed a place to live (a home), we did not want to or know that we would become serfs living under a financially crushing regime of exploitation and control!</p>   <p style="clear:both;"> 
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        </content> 
    <category term="control" scheme="http://kgkruger.vox.com/tags/control/" label="control" /> 
    <category term="exploitation" scheme="http://kgkruger.vox.com/tags/exploitation/" label="exploitation" /> 
    <category term="homeowners associations (hoas)" scheme="http://kgkruger.vox.com/tags/homeowners+associations+(hoas)/" label="homeowners associations (hoas)" /> 
    </entry> 
    
    <entry>
        <title>THE HOA PLEDGE OF ALLEGIANCE</title>   
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        <published>2008-02-11T07:48:42Z</published>
        <updated>2008-03-02T21:01:33Z</updated>
    
        <author>
            <name>K.G.Kruger</name>
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        <p><span style="FONT-SIZE: 1.25em"><span style="FONT-SIZE: 1.25em">
<p style="text-align: center"><span style="FONT-SIZE: 1.95em"><span style="font-family: -editor-proxy; FONT-SIZE: 0.64em">I Pledge Allegiance to the Homeowners Association of the </span></span></p>
<p style="text-align: center"><span style="FONT-SIZE: 1.95em"><span style="font-family: -editor-proxy; FONT-SIZE: 0.64em">United States of America, And to the Corporation for Which </span></span></p>
<p style="text-align: center"><span style="FONT-SIZE: 1.95em"><span style="font-family: -editor-proxy; FONT-SIZE: 0.64em">It Stands, One Nation Under Fraud, Indivisible, With</span></span></p>
<p style="text-align: center"><span style="FONT-SIZE: 1.95em"><span style="font-family: -editor-proxy; FONT-SIZE: 0.64em">&#160;Servitudes and Assessments for All.</span></span></p></span></span></p>   <p style="clear:both;"> 
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        </content> 
    <category term="homeownership" scheme="http://kgkruger.vox.com/tags/homeownership/" label="homeownership" /> 
    <category term="property rights" scheme="http://kgkruger.vox.com/tags/property+rights/" label="property rights" /> 
    <category term="abuse of power" scheme="http://kgkruger.vox.com/tags/abuse+of+power/" label="abuse of power" /> 
    <category term="corporatism" scheme="http://kgkruger.vox.com/tags/corporatism/" label="corporatism" /> 
    <category term="hoas" scheme="http://kgkruger.vox.com/tags/hoas/" label="hoas" /> 
    <category term="corporatocrasy" scheme="http://kgkruger.vox.com/tags/corporatocrasy/" label="corporatocrasy" /> 
    </entry> 
    
    <entry>
        <title>Some Background on HOAs (HomeOwnerAssociations)......</title>   
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        <published>2008-01-30T02:56:19Z</published>
        <updated>2008-02-03T16:50:57Z</updated>
    
        <author>
            <name>K.G.Kruger</name>
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        <p><strong><em><span style="font-size: large">
<p></p></span></em></strong><strong><span style="font-size: large">&quot;Covenant Enforcement&quot;..........</span></strong>
<p><strong><span style="font-size: large">Social Manipulation, Control, Harassment, and Fee Generation by HOAs and the People Who Brought Them To Us.&#160; </span><span style="font-size: small">Copyright 2008 by Koreen Kruger</span></strong></p>
<p>When you consider that powerful, influential, S.I.G.s (Special Interest Groups) comprised of the U.L.I. (Urban Land Institute), the N.A.R. (National Association of Realtors), the C.A.I. (Community Association Institute), and the N.A.H.B. (National Association of Home Builders) and others, brought the concept of Homeowners Associations into concrete reality, it is not surprising that HOAs are structured to enforce social-psychological methods of persuasion and apply group conformity pressures in artificial cultural constructs.</p>
<p>&quot;Covenant Enforcement&quot; sounds very Biblical and religious in it&#39;s implications. In one &quot;letter of violations&quot; a Florida &quot;LCAM&quot; states: &quot;Our job is Covenant Enforcement!&quot; Too bad all legitimate laws are not enforced with such conviction. There is already enough social and religious persecution without &quot;covenant enforcement&quot; harassment and malicious prosecution.</p>
<p>HOAs are experiments in social control and manipulation of human behavior primarily to generate income and fees for their perpetrators. Their blatant self-interests are forcing the compliance of &quot;homeowners&quot; subjected to collusive and coercive persuasive harassment reinforced by threats of fines, liens, foreclosures, and loss of their &quot;homes.&quot; The HOA boards of &quot;directors and officers&quot; are pawns in this high-powered political legal game. The more stupid, greedy, and controlling the &quot;board members&quot; are the better the industry &quot;overseers&quot; like it - hence the &quot;classes&quot; that are taught at their &quot;institutes.&quot; No doubt the BoDs are thrown a few bones now and then at the expense of the other &quot;homeowners.&quot; The more one studies the methods of these &quot;professionals&quot; the more insidious these HOA schemes are revealed to be!</p>
<p>We seriously need to stop this cancer that &quot;runs with the land&quot; before it really gets out of control and there are NO &quot;property rights&quot; left anywhere - only CIDs, CDDs. POAs, and PUDs with HOA BoDs, CAMs, LCAMs, PCAMs, the CAI lawyers and judges, ULI developers, NAHB builders, and NAR Realtors! Will this Nightmare ever end?</p></p>   <p style="clear:both;"> 
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    <entry>
        <title>A Little Humor.......... </title>   
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        <published>2008-01-12T21:30:20Z</published>
        <updated>2008-01-30T03:21:01Z</updated>
    
        <author>
            <name>K.G.Kruger</name>
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        <p><span style="FONT-SIZE: 1.25em"><span style="FONT-SIZE: 1.25em"></span></span>&#160;We are HOA D.M.s. (Defrauded Monkeys.)</p>
<p>&#160;</p>
<p>Special Notice to the B.O.S.HOA, Inc. from the HOA D.M.s.</p>
<p>This is to advise you all that we received the Monkey Business 2007 (partial year) &quot;Financial Statement&quot; along with the Monkey Business 2008 projected budget. Please accept our partial bunch of bananas as partial payment of the HOA &quot;dues&quot; and &quot;assessments&quot; demanded. You guys are doing a wonderful job - our cages look great! Our regards to the trio of blind, deaf, and mute Primates on the board.</p>
<p>Your friends, </p>
<p>The Magilla Gorillas</p>
<p>&quot;Cheeta &amp; Coco&quot;</p>   <p style="clear:both;"> 
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    <category term="satire" scheme="http://kgkruger.vox.com/tags/satire/" label="satire" /> 
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    </entry> 
    
    <entry>
        <title>WHAT IS &quot;RIFF-RAFF&quot; ?</title>   
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        <published>2008-01-06T05:54:35Z</published>
        <updated>2008-01-06T05:54:35Z</updated>
    
        <author>
            <name>K.G.Kruger</name>
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        <p><span style="FONT-SIZE: 1.25em"><span style="FONT-SIZE: 1.25em">
<p>This is just a post about a statement made to me by one of the HOA board members when I questioned the large increases in our yearly HOA &quot;dues&quot; shortly after he got on the board. He stated to me that &quot;we want the dues high to keep out the riff-raff.&quot; He would not elaborate further about who he considers to be &quot;riff-raff&quot; but I did get some definite impressions from him. Notably that anyone not like himself, his family and friends were probably &quot;riff-raff.&quot; This attitude is quite wide spread among some people. Lately this same board member pounded on our front door like a &quot;gestapo&quot; and demanded on at least two occasions that my husband sign his recall petition of the HOA president (the same man that he and the other board members supposedly appointed to the board to be the HOA president.) </p>
<p>His treatment of us is usually referred to as duress and harassment in a normal situation but in HOA ruled nonsense land it seems to be O.K. Since nothing can be done about it except ordering him to stop pounding on our door, etc., we just deal with it. He did succeed in getting the HOA president re-called at the recent meeting and the attending CAI attorney &quot;certified&quot; the recall. This is the current state of things in the Florida HOA land where we live.</p></span></span></p>   <p style="clear:both;"> 
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        </content> 
    <category term="loss of privacy" scheme="http://kgkruger.vox.com/tags/loss+of+privacy/" label="loss of privacy" /> 
    <category term="homeownerassociations (hoas)" scheme="http://kgkruger.vox.com/tags/homeownerassociations+(hoas)/" label="homeownerassociations (hoas)" /> 
    <category term="loss of property rights." scheme="http://kgkruger.vox.com/tags/loss+of+property+rights./" label="loss of property rights." /> 
    </entry> 
    
    <entry>
        <title>QotD: Old Wives&#39; Tale</title>   
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        <published>2007-12-23T05:52:25Z</published>
        <updated>2007-12-23T05:59:41Z</updated>
    
        <author>
            <name>K.G.Kruger</name>
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        <blockquote>
<p>What <a href="http://en.wikipedia.org/wiki/Old_wives&#39;_tale">old wives’ tale</a> have you discovered to be totally untrue?&#160; <br /><span style="FONT-SIZE: 0.8em">Submitted by <a href="http://jackyan.vox.com/" class="enclosure-inline-user" at:enclosure="inline-user" at:user-xid="6p00c2252293c4604a" at:screen-name="Jack Yan" at:delegate="people-connect" at:user-pic="http://up4.vox.com/6a00c2252293c4604a00d4143048db6a47-75si" >Jack Yan</a>.</span></p>
<p><br /></p></blockquote>
<p><em>&quot;Too much TV is bad for your eyes.&quot;</em></p>
<p><span style="color: #3366ff">False. Watching TV doesn&#39;t hurt your eyes, just your mind. Too much TV will turn you into a total mind controlled slave. George Orwell knew this and so does &quot;Big Brother.&quot; TV may be the greatest mind control and opinion influencing, merchandising tool ever invented.</span></p>   <p style="clear:both;"> 
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            ]]>
        </content> 
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